job description - Credit Officer
- Review loan requests.
- Assess clients’ financial status.
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates).
- Set up payment plans.
- Maintain updated records of loan applications.
- Follow up with clients about loan renewals.
- Monitor the progress of existing loans.
Requirements
- B.Sc in Banking and Finance, Economics, or related field.
- Minimum of 2 years work experience.
- Proven work experience as a Credit Officer, Loan Officer, or similar role.
- Hands-on experience with lending procedures and products.
- Ability to create and process financial spreadsheets.
- Strong analytical skills.
- Customer service experience.
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