Finance OfficerBC Kash Microfinance Bank

• We are searching for an experienced and detail-oriented loan officer to join our growing institution.
• In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans.
• Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.
• The ideal candidate will have experience managing different types of loans including home loans, business loans, and individual loans.
• To succeed in this role, you should demonstrate excellent communication and interpersonal skills.

Responsibilities

• Meet with loan applicants to identify their needs and collect information for loan applications.
• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Complete loan contracts and teach clients on policies and regulations.
• Interview applicants to define financial eligibility and establish debt payment plans.
• Monitor and update account records.
• Submit loan applications in a timely manner.
• Prepare detailed loan proposals.
• Reject loan applications and explain deficiencies to applicants.
• Respond to applicants' questions and resolve any loan-related issues.
• Operate in compliance with laws and regulations.

Requirements

• Bachelor’s Degree in Finance or a similar field.
• A minimum of 3 years’ experience as a loan officer.
• Solid understanding of local, state, and federal loan regulations.
• In-depth knowledge of computers and banking software.
• Outstanding interpersonal and communication skills.
• Customer service-oriented with exceptional sales skills.