job description - Loan Officer
Roles and Responsibilities
- Mobilization of Clients for loans
- Formation of groups within the coverage area
- Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
- In-depth assessment of loan applications and preparation of loan proposals for business support loans
- Participation in the credit committee for loan appraisals was required
- Recovery of overdue loans
- Maintain cordial and long-term relationships with customers through excellent customer service
- Appraising client’s business and capacity to service requested loan
- Registering loan on the system and recommending appropriate amount for disbursement
- Capture all required information (i.e client& guarantor’s name, address & image. Business image and address)
- Post-disbursement monitoring
- Collection and posting clients loan repayments and savings on the system
- Reconciliation of daily collections with the Branch Manager
- Maintaining a healthy portfolio
- Reporting directly to the branch manager
- Any other responsibility assigned by the management of Beyond Credit.
Requirements
- Bachelor's Degree
- At least 1 year of relevant work experience.
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About the company
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We are a technology-driven financial services company focused on empowering low-income entrepreneurs across Africa. We seek to provide them with opportunities to grow their businesses.
